Invest in new build real estate

WHY INVEST IN NEW PROPERTY?

New real estate offers several advantages over older properties:

  • PROPERTY BUILT TO THE LATEST STANDARDS: Enhanced energy efficiency, reduced notary fees, improved accessibility for individuals with disabilities, and tax benefits are among the advantages.
  • OPTIMIZED LAYOUT: Buying off-plan allows the purchaser to acquire an apartment or house that is in the project stage or under construction. Numerous options for interior design allow customization based on personal preferences and taste.
  • FIXED DELIVERY DATE: The acquisition is secured through a reservation contract with the developer initiating the project, specifying the delivery date.
  • NO RENOVATIONS NEEDED: Buying a new property means benefiting from the latest building standards, ensuring top-quality electrical, gas installations, and enhanced security. As the owner of a new property or house, you won’t need renovations for many years, unlike older properties where updates to common areas, electrical systems, and plumbing are often necessary.
  • ENERGY SAVINGS: New properties allow for living in a healthier environment while significantly reducing energy consumption.
  • REDUCED MONTHLY EXPENSES: All new constructions meet the highest environmental and energy-saving standards, like the latest 2012 thermal regulation. These standards address comfort needs while limiting primary energy use for heating, ventilation, hot water production, and lighting, leading to lower energy consumption compared to previous regulations.
  • REDUCED NOTARY FEES: Purchasing new property provides access to reduced notary fees – around 2.5% to 3% versus 7% to 8% for older properties.
  • REDUCED VAT RATE: In certain cases, VAT may be as low as 5.5% instead of the usual 20%.
  • ZERO-INTEREST LOANS: Zero-interest loans (PTZ) may be available under certain conditions.
  • PARTIAL EXEMPTION FROM PROPERTY TAX: Temporary property tax exemption may be possible in certain cases, depending on the municipality where the property is located.
  • INVESTMENT VEHICLES FOR TAX BENEFITS: Programs like Pinel, Malraux, LMNP, and Censi-Bouvard provide tax reduction opportunities for rental property investments.
  • LONG-LASTING INVESTMENT: The quality of materials used, contemporary architectural elegance, high-comfort amenities, and modern facilities ensure quality living and longevity for property owners.
 
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STRATEGY: Investing in new real estate is an attractive option to diversify your investment portfolio and take advantage of the benefits associated with property ownership. Here are some points to consider when thinking about investing in new real estate:

  • Define Your Goals: Before getting started, clearly determine your investment goals. You might aim to generate regular rental income, achieve long-term capital appreciation, or use the property for personal purposes in the future. Your objectives will shape your investment decisions.
  • Market Assessment: Conduct thorough market research to select a promising location. Examine rental demand, vacancy rates, price trends, planned future developments, and any tax advantages or government incentives that may be available.
  • Budget: Establish your total budget, including the property purchase price, notary fees, guarantee fees, property management fees, condo fees (if applicable), property taxes, and maintenance costs. Ensure you have adequate financing.
  • Property Selection: Choose a new property that aligns with your investment goals and budget. Consider factors such as size, location, construction quality, neighborhood features, and potential tenant demand.
  • Financing: Secure adequate financing for your real estate investment. You might consider a mortgage from a bank or financial institution.
  • Property Management: If investing in rental property, decide whether you will manage it yourself or hire a property management agency. Property management can be time-consuming but can also free you from day-to-day tasks and hassle.
  • Tax Savings: Learn about potential tax benefits related to real estate investment in your area. Some countries offer tax incentives to encourage property investment.
  • Diversification: Avoid putting all your funds into a single property. Diversification can reduce risks and improve the stability of your portfolio.
  • Risk Management: Understand the risks associated with real estate investment, such as market fluctuations, interest rates, tenant vacancy, repair and maintenance costs, and regulatory changes.
  • Monitoring and Evaluation: Once invested, regularly monitor your investment’s performance and adjust your strategy if necessary.

Before making an investment decision, it is always advisable to consult a financial advisor for personalized advice based on your financial situation and goals. Investing in new real estate can be profitable, but it requires careful planning and a deep understanding of the local market.

 

 

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